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Ask the Expert - Caravan Finance

• I am writing to enquire as to whether you can help me arrange some finance for a caravan even though I have a poor credit history. I notice on your website your mention caravan finance bad credit and thought I’d drop you a line. My credit history is not awful and have not been bankrupt but I did get behind on a few payments about a year ago. I tried for finance through a caravan dealer and at my bank but neither wanted to lend me any money. I have caught up with all my bills now and have a steady job with a reasonable salary. I was hoping to borrow about £7k, can you advise me please?

  Hi Simon and thanks for your email enquiry. Do not give up yet, you have come to the right place! A lot of mainstream lenders and banks do not want to help with caravan finance if you have had bad […] read more

• I have found a 2010 Bailey Pegasus Caravan that I would like to buy at a caravan dealer near me. It is £12,000 and I need to arrange some caravan finance for £10,000. Can you tell me the longest period that you can arrange this over and how much this will come out to per month? I have a good credit rating as far as I know and would like to find the best deal possible. The Caravan dealer quoted me £283 a month over 4 years with an APR of 15.9% which sounded a bit high to me. Can you do better and save me some money?

  Hello Roger and thanks for your email. If you are looking for caravan finance for £10,000 then £283 per month does sound on the high side if you have a good credit rating. Our APR for caravan finance starts at […] read more

• I have been looking for a caravan and have found a 2011 Bailey Pegasus 524 that I really would like to buy. It is a 4 berth, is in perfect condition and would be perfect for our family holidays. The dealer did try to organise the caravan finance for me but I have been told that I have been declined. The price is £11500 and ideally I would like to arrange caravan finance for the total amount over 4 or 5 years depending on how much it comes out to per month. Can you give me a quote and tell me what information you require to get me approved please.

  Hi Jim and thanks for your email. The caravan sounds very nice please could you send me a link to the advert if it is advertised online so we can have a look. The dealer probably uses Black Horse finance […] read more

• Do you offer a guaranteed finance option for caravans?

  Hi Simon, At Pegasus finance we can help you if you have had credit problems in the past. We have lenders that will look at caravan finance applications from customers who may have been bankrupt or have a CCJ. Guaranteed […] read more

• I need some finance for a caravan but have a pretty bad credit history. Do you think you might be able to help me still?

  Hello Bryan, Thanks for your email. Don’t worry you are not on your own. We have several lenders that specialise in helping people with poor or bad credit histories and will look at your situation now and not at problems […] read more

• I would like to arrange caravan finance a purchase from a dealer. What options do you have?

  Pegasus Finance work with a range of lenders for the purpose of caravan finance, all of who offer different finance options. We can arrange either hire purchase agreements, which have fixed monthly payments over the term of the loan or […] read more

• I need caravan finance for a Swift Challenger from a dealer. Can you help?

  No problem, have you seen the caravan for sale locally or is it on the internet? We would be happy to arrange caravan finance for you but we would check out the caravan and the dealer before hand to ensure […] read more

• I want to buy a caravan from a private seller, can you provide caravan finance?

  Yes, we are happy to provide caravan finance for a private sale. You’ve come to the right place. The lender will require the seller to satisfy some criteria but this is to ensure they are the legal owner of the […] read more

• Do you charge administration fees or set-up fees when applying for caravan finance?

  No – Pegasus Finance do not charge any fees to arrange caravan finance. We don’t understand how other companies can charge customers high fees to arrange finance – it’s like paying an entrance fee to enter a shop where you wish […] read more

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