Call0800 066 2882

Spread The Cost

Calculate My Loan
Monthly Payment £0
Total Repayable £0
(8.9% APR illustration)
Apply Now
This does not constitute a quote, rates may vary depending on personal circumstances.

Motorhome as a Viable Investment

November 10, 2023

Motorhome as a Viable Investment - Feature Image

The Appeal of A Motorhome as an Investment

More people are owning motorhomes because they let you travel freely and explore on your own. But is there more to a motorhome than just travel? Could it be a wise financial investment? This article explores the avenues of a motorhome as an investment.

Considering buying a motorhome with finance? Keep in mind that loans are usually just for leisure purposes. They won’t let you rent out the motorhome or use it for business.

At Pegasus Finance, we have many options depending on you and your circumstances. We are happy to help and guide you through motorhome finance for any purpose.

Understanding Motorhomes as an Investment

Investing in a motorhome involves more than just the initial purchase. It’s about assessing its long-term value. The upfront cost can be significant. However, motorhomes often hold their value very well, particularly when bought new. If you’re considering this option, it’s important to grasp the basics of motorhome financing.

The Financial Upsides of Owning a Motorhome

Owning a motorhome can offer more than just savings on holiday accommodation. With careful financial planning, your motorhome can offer more. If you are looking for solely an investment, you may have also considered mobile or holiday homes. However, these offer different financial dynamics. We covered the differences between mobile home and motorhome finance in another post.

Depreciation: How Motorhomes Hold Their Value

Unlike cars, which typically lose value quickly, motorhomes often depreciate at a slower rate. This is especially true for newer models. However, as technology evolves, older models may depreciate faster. It’s important to consider potential resale value when making a purchase.

Earning Potential: Renting Out Your Motorhome

When not in use, Renting out your motorhome can be a profitable way to cover some of its costs. With appropriate insurance and a market for rentals, your motorhome can become a source of income. Just bear in mind that in most cases, the initial finance for the motorhome will only cover the purchase for your leisure use. It’s a good idea to look into tools for motorhome affordability to help.

Motorhomes vs Property Investments

It’s important to note that motorhomes and brick-and-mortar investments are quite different. While motorhomes depreciate over time, property usually appreciates. Property investment offers a different kind of return on investment.

What Affects a Motorhome’s Resale Value?

The resale value of a motorhome can be influenced by factors such as brand reputation, quality and craftmanship, condition, mileage, and maintenance. Choosing a model with enduring features can also help preserve its value.

Costs to Consider: Maintenance, Insurance, and Storage

Remember, owning a motorhome involves continuous expenses like maintenance, insurance, and storage. These should be considered when evaluating the overall investment.

Economic Trends and Motorhome Investments

Economic trends have an effect on a motorhome investment. For example, the growing popularity of ‘staycations’ and motorhomes as a travel choice. These factors can positively influence motorhome investments. However, market changes can also impact their value, and the reverse effect is also true.

Is a Motorhome Right for Your Investment Portfolio?

To decide if a motorhome is a good fit for your investment portfolio, you’ll have much to consider. How often you’ll use it, its income-generating potential, and the associated costs are just a few things you’ll need to look carefully into.


A motorhome represents a significant initial investment. However, a motorhome has much in its favour as an investment. Its ability to maintain value and generate rental income can make it a worthwhile option. It’s essential to have a comprehensive plan, considering all costs and market trends to ensure it aligns with your financial objectives. Consulting motorhome financial experts like Pegasus Finance can be a key cog in the machine. Motorhome dealers and brokers can also provide valuable insights for informed decision-making.

Motorhome Financing Guide

Motorhome Financing Guide

Thinking about motorhome finance? Apply online for a free, fast, no-obligation quote HERE.

About The Author