‘This is the company to go to. Real people who really care about each individual. No recorded messages. Karen James is second to none, she is more than helpful in every way. The support Karen gave me was superb. She talked me through every step and was quick to respond to my questions and queries. More companies should be like this.’
Financing Caravans at Low Rates
Pegasus Finance is the UK’s specialist finance broker dealing with new and used leisure vehicles including touring caravan finance. Our experience and reputation in the industry means we are able to offer customers the best options to suit their personal requirements.
Financing a caravan is a very specialised arena, which not all finance companies understand or are able to help with. We work very closely with a range of helpful lenders and strive to source you the most competitive caravan loans, with an affordable monthly repayment plan.
Visit our caravan website
LOAN BENEFITS
- Interest rates from 6.8% APR
- Borrow up to £100,000
- No deposit required
- Flexible terms up to 12 1/2 years
- Quick process to pay out
Monthly Payment £0
Total Repayable £0
(8.9% APR illustration)
Apply Now
This does not constitute a quote, rates may vary depending on personal circumstances.
Benefits of caravan finance loans?
Whether you’re spending £50,000 on a brand new 6 berth touring model, or £5,000 for something a little more modest, we can help you buy the caravan you want. Applying for a touring caravan finance gives you an opportunity to own your dream caravan without having to break the bank. Repaying your loan through a series of manageable monthly instalments, over as much or as little time as you want.
At Pegasus Finance, depending on the age of the caravan you’ve got your eye on, we may be able to offer you a term of up to 10 years, helping you to minimise your monthly repayments and afford even the most expensive models on the market. Unlike many finance companies, we pride ourselves on conducting extensive checks to ensure that you can comfortably repay what you owe and avoid getting into financial hot water.
What about bad credit caravan finance?
We believe poor credit shouldn’t have to stop you from finding an affordable finance deal – which is why our finance advisors do everything they can to help bad credit holders get approved, as long as they’re able to comfortably repay their loan. Even if you have bad credit, caravan finance should still be available – but it’s crucial that you avoid applying through irresponsible lenders, in order to protect your current credit rating.
Read more: caravan finance for poor credit holders
Where can I find caravans for sale?
You can buy your tourer from almost anywhere – with finance deals available on models bought through dealerships or private sellers. So, if you find a bargain and can save a lot of money by sourcing one cheaper privately, we should still be able to offer competitive rates and flexible terms. Each option comes with a unique set of benefits, but buying your caravan through a dealership can prove more expensive than buying privately. When it comes to to private sales, we’ll check the vehicle out for any outstanding finance or dubious history – and we’ll also speak to the seller to verify that they’re the legal owner and therefore entitled to sell the caravan.
If you’re considering private sales, we’d recommend that an independent check is performed to confirm the vehicle’s quality and road worthiness. Unlike a dealership, where a lot of the paperwork and mechanical checks are done for you, it’s up to you to take charge of finding any faults. However, if all of the necessary checks are completed, buying a model privately does tend to work out significantly cheaper.
With regards to dealership sales, we’ll also check out the caravan for any outstanding finance before you commit to the purchase – as well as speaking to the dealer to verify their credentials. The dealership route also comes with some advantages – particularly the sense of trust that comes with buying your caravan through a reputable dealer.
Read more: dealerships vs. private sales
Can I get a quote online?
If you’ve already found the caravan you wish to purchase, you can fill in our application form right away and apply for caravan finance online.
If you’re still weighing up your options and would rather get a personalised caravan finance quote before committing to an application, we can help. Our caravan loans calculator offers a quick and easy way to find out how much you could borrow and how much you’ll be expected to repay each month – giving you total peace of mind before you take the next step.
If you haven’t found the model for you just yet, don’t worry – you can still apply for a loan. At Pegasus Finance, we’re able to approve our customers for finance in advance – allowing you the freedom to browse the caravan market at your leisure, secure in the knowledge that the funds are already taken care of. There are actually a number of benefits to this approach, putting you in an ideal position for negotiating a great discount on the price of your caravan.
What happens once I’ve found my caravan?
Once you’ve found your dream caravan, it’s time to contact us directly to sort out the rest.
If you’ve organised all the relevant documents and signed the necessary paperwork, we’ll get in touch with the dealership or seller and pay them directly. This way, you’ll be able to collect your new caravan as soon as you’re able and, before you know it, you’ll be on the road.
Monthly Payment £0
Total Repayable £0
(8.9% APR illustration)
Apply Now
This does not constitute a quote, rates may vary depending on personal circumstances.
