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Asset Finance

Asset Finance & Leasing for Farming & Agriculture

Finding the right finance to suit your needs can be time consuming and worrying, but we are here to help.

You may be a small holder in Wales or you might have 500 acres in Norfolk, either way Pegasus Asset Finance are ideally situated to help you source competitive business funding to suit the type of farming you are involved in.

Professional service

Whether you want to purchase a new combine harvester or need new milking equipment we can arrange asset finance for most tangible equipment and machinery.

Considering the track record of the banking industry over recent years a lot of our customers are constantly amazed at how unhelpful and inflexible mainstream banks still are, even after they have been incentivised by the Government to lend to small and medium sized businesses.

At Pegasus Asset Finance we work hard with a small panel of specialised finance companies that operate in the real world and understand that your last set of accounts might not be perfect and are experienced enough to value equipment that is not brand new. We can arrange farming and agriculture asset finance from £5,000 to £500,000 either on a hire purchase or leasing agreement and this can be spread over 1 to 5 years.

If you currently have machinery, vehicles or equipment that you already own and is finance free we could also help your cash flow by arranging a loan secured on your asset. This refinancing is called “Sale and Leaseback” or “Sales and Hire Purchase back” and is usually simple to arrange, freeing up your capital to invest in other areas of your business that asset finance wouldn’t apply to.

Loan Benefits

  • Interest rates from 5.9% APR
  • Loans of £5,000 – £500,000
  • Flexible options
  • Sign agreement online
  • Payout within 24 hours

What assets can I finance?

  • Tractors
  • Commercial vehicles & HGV
  • Crop sprayers
  • Combine Harvesters
  • Robotic Milking Machines
  • Plant & Machinery
  • Baling machines

(This is not an exhaustive list so do give a call if what you need is not mentioned)

If you have already found the tractor or baler that you would like to finance or lease then that’s great, call us with the information and we can complete a full application.

If you are still undecided about what to buy then we can still take your application and get you pre-approved for finance so that you can go looking, in the knowledge that you have the funds in place.

The process

Phone us on 0800 066 2882 to speak to one of our experienced advisors.

We will take basic information about your business and the machine or vehicle that you wish to finance.

We will check with our finance companies to find out what the best finance and leasing options are available to you.

We will call you back with the figures and to request any further information required.

Where can I buy from?

You can buy your next crop sprayer or pickup truck from a dealer or if you find a bargain for sale by the previous owner or another farmer we can still help. We will ensure that there is no finance outstanding and that the seller is the legal owner and entitled to sell you the asset.

Once your finance documents are signed and checked the funds will be transferred directly to the seller leaving you to put your new purchase to work.