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The True Cost of Owning a Horse

November 21, 2016

horseOwning a horse may have been your dream for as long as you can remember. But it is important to consider the costs before taking on the responsibility.



Livery or Field Rent

Some people are fortunate enough to have adequate land at home, however most people aren’t and therefore have to rent a livery or field. Livery’s are the popular choice amongst horse owners as they already have facilities including tack rooms, jumps, schooling arenas, and muck heaps.  On average;

  • A grass livery is approximately £20-£30 per week,
  • With a DIY stable livery is  £30-£50 per week and,
  • A full livery is £100- £150 per week.

Feeding your horse

The amount of hay required depends on the type and size of the horse. Generally if the horse is at a grass livery then hay is only needed in the winter months, however a stabled horse will need hay all year round. This can cost £10- £15 per week.

Hard feed may also be needed. This is entirely dependent on the size, weight and type of the horse. Food usually costs £30- £40 per month, excluding any specialist foods or supplements.

For bedding straw is the cheapest at approximately £10 per week. Although not all horses like straw, so shavings, paper, hemp, wood pellet and/or rubber stable mattings can also be used.


Although costly, insuring the horse can save thousands in the long run, covering the costs of straying, theft and even vet fees. Expect this to cost a minimum of £25 dependant on the type of cover, use and value of the horse

Vet Fees, Dentist and Worming

The insurance will cover any costly vet bills, although you will be expected to pay for the annual vaccinations against Influenza and Tetanus. This usually costs in the region of £70 along with the vet call out charge.

Dentists recommended a check every six months to a year. General checks up to make sure any sharp edges are filed and there are no dental problems causing discomfort.

The horse will need worming whether it is at a grass livery or stabled. This frequency of this will depend on the type used, yet usually only costs about £15.


Some horses are able to work without shoes. However their feet continually grow so they will still need to be trimmed. A trim will cost £30- £40 with shoeing costing £70- £90.

Little Extras

An injury with insurance excess or as simple as needing a new rug or tack, always keep a little spare for the unexpected costs. It is best to factor in an extra £1000 annually.

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