Call0800 066 2882

Spread The Cost

Calculate My Loan
Monthly Payment £0
Total Repayable £0
(7.8% APR illustration)
Apply Now
This does not constitute a quote, rates may vary depending on personal circumstances.

I am writing to enquire as to whether you can help me arrange some finance for a caravan even though I have a poor credit history. I notice on your website your mention caravan finance bad credit and thought I’d drop you a line. My credit history is not awful and have not been bankrupt but I did get behind on a few payments about a year ago. I tried for finance through a caravan dealer and at my bank but neither wanted to lend me any money. I have caught up with all my bills now and have a steady job with a reasonable salary. I was hoping to borrow about £7k, can you advise me please?

Hi Simon and thanks for your email enquiry.

Do not give up yet, you have come to the right place!

A lot of mainstream lenders and banks do not want to help with caravan finance if you have had bad credit but we work with a panel of specialist lenders who understand caravan finance and are happy to lend to customers like yourself especially if you are back on the straight and narrow and can prove you have enough income to cover the payments.

The FCA (Financial Conduct Authority) regulates lenders and will insist that the loan is affordable for you, but as long as it is our Lenders are less worried about you past and more interested in your future. If you need £7,000 we could probably spread the payments of four or five years so the payments should be quite sensible.

For an idea of monthly payments please check out our caravan finance calculator.

All you need to do is fill out our online application form or you can phone one of our friendly advisors on 0800 066 2882 to discuss you application for caravan finance bad credit.

About The Expert