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5 Things You Need to Know Before You Buy a Horse

October 10, 2014

Horses are beautiful animals that can be highly rewarding to look after, with numerous benefits that go beyond the simple thrill of riding. Buying a horse or pony can be an exciting experience, whether it’s for you or a family member – but there are certain things you need to consider. We’ve compiled a list of five things you need to know, including what to look for when buying a horse and any questions you might need to ask before you commit to a cob of your own.


Original image by Moyan Brenn


Know what kind of horse you need

Before you buy a horse, you need to know exactly what you’re looking for. If you’re a beginner, it’s best to buy a well-trained horse – as training can take months and can be dangerous if you aren’t properly prepared Ideally, you should look for a horse that’s trained, well-mannered and kind, with a steady temperament, that anyone could capably handle and ride. When buying a horse, you have to be honest with yourself about your own ability and the time you have to invest. A novice rider who buys the wrong type of horse will run into problems – taking all the fun out of having a horse of your own.

Do not buy a stallion as your first horse  

You should never consider a stallion as your first horse. This is for the simple reason that a stallion’s first priority is always to breed with mares – meaning he may never give you his full attention, and will be easily distracted. Stallions have been known to go over, under and even through things to get to a mare – and as a novice, this could put you in a difficult and potentially dangerous situation. For beginners, a mare or a gelding would be a much safer option.

Do not buy a horse without having it checked by a vet first

If you’ve managed to identify a suitable horse, it’s important that you get an experienced equine vet to check its fitness for purpose – this can save you considerable heartache and expense in the long run. Every horse should be vetted before being bought, regardless of its value or cost – and you should be there for the examination. It’s not uncommon for sellers to administer drugs or painkillers to mask lameness or to enhance a horse’s performance – so the vet may wish to take a blood sample to test for various substances.

horse and pony

Original image by Valdemar Fishmen

Horses can make great pets for your children

As it’s such a large and powerful animal requiring a ton of responsibility to take care of, some people may jump to the conclusion that horses are not good pets for children – but this isn’t the case. There are many great benefits to buying a horse for your child, the simplest being that it’ll keep them out of trouble! A horse relies entirely upon its owner to take care of its well-being. This can build mean a lot of responsibility for a child – as they’ll be responsible for its food, drink, shelter and exercise. On top of that, buying of a horse will help your child build their self-confidence, make new friends and keep them active.

Horses are an investment

There’s no doubt owning a horse isn’t cheap. With vets bills, food, tack, shoeing and finding it somewhere to live, the costs can really add up – so one of the most important questions to ask when buying a horse is whether can you afford this level of financial commitment, as the horse could be with you for thirty years. Owning a horse could, however, be one of the most exciting and rewarding things you ever do. A horse offers companionship, self-esteem and a great way of meeting people – not to mention that riding is a great form of exercise. Buying a horse really is a great investment of your money!


At Pegasus Finance, we’re experts in horse finance – meaning we can help you find a great finance rate that could save you money! Check out our dedicated horse finance page to find out more – or if you’re looking for a way to transport your new companion, check out our horsebox finance page. Ready to take the leap? Try our online loan calculator today for an instant quote.


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